Any time a person is injured it can be traumatic. Often you are caught by surprise as is usually the case with an auto accident, but there are other situations that apply as well. You may have been hit by a car as a pedestrian or while riding a bicycle. Perhaps you were bitten by a dog, or had an accident while working on someone's property, but whatever the situation is, there are certain mistakes that people will make after they are hurt.
Suicide is never a topic that anyone wants to acknowledge could ever be a real concern in their own immediate family. However, statistics show that in 2013, more than 41,000 deaths were suicide related. Losing a loved one to suicide does happen, and thinking that life insurance will not payout after such a grieving event can be an even more trying situation. While many insurance companies hold what is often referred to as a suicide clause, most life insurance customers have no idea as to exactly what this means.
While each state has minimum auto coverage requirements, the coverage options offered by each auto insurance company can still vary wildly. Below are three questions to ask each company to get a better idea of what they can offer you, and to help narrow down your auto insurance company options.
Question #1: Who Will be Covered Under My Policy?
If your aunt is visiting from out of town and borrows your car, will your car be covered in the event of an accident?
As a parent, you want to do all that's possible to keep your teen safe. If you could lock them away and throw away the key, sometimes that seems best. However, as they get older and more independent, they start to drive and are out on the road by themselves.
According to the National Center for Injury Prevention and Control, CDC chart, in 2012, unintentional motor vehicle traffic accidents was the number one cause of death amongst youth in the United States.