Three Reasons Why You May Need To Make Changes To Your Home Insurance Coverage

When you initially buy your home insurance policy, you buy it based on coverage for your home's current age, state, value, and any outlying buildings such as a detached garage. Over time, you may make a few changes to the property, some of which are very subtle while others require major construction. If you are not making changes to your home insurance to cover remodeling or rebuilding, you could lose quite a bit more in the event of a fire or complete loss of your home. Read More 

What To Look For When Buying Your First Homeowner Insurance Policy

When buying a policy for home insurance for the first time, you may not know what you should be looking for. In order to get an affordable rate and the right amount of coverage for your house, consider the following things. Coverage for Land If something should happen to your house, it is unlikely that something will happen to the land on the property as well. You may very well be able to build a new structure on the land after the old one is cleared away. Read More 

Making Your Tiny Home RV Insurance Ready

If you are interested in the tiny home movement, you know that you face separate challenges than those who live in traditional homes. While your house will look, both inside and out, like a miniature version of your average home, there are differences that you will have to prepare for. One of the differences is the hurdle of finding insurance. Here are some tips to make your tiny home eligible for recreational vehicle insurance, which is widely available on the insurance market. Read More 

Life Insurance And Suicide : Taking A Hard Look At The Real Facts

Suicide is never a topic that anyone wants to acknowledge could ever be a real concern in their own immediate family. However, statistics show that in 2013, more than 41,000 deaths were suicide related. Losing a loved one to suicide does happen, and thinking that life insurance will not payout after such a grieving event can be an even more trying situation. While many insurance companies hold what is often referred to as a suicide clause, most life insurance customers have no idea as to exactly what this means. Read More 

What Does A Bridal Registry Have To Do With Flood Damage? A Lot!

If you've come home from vacation, or even a long day at work, and notice flood damage from a busted water heater or another destructive water episode, the first thing you'll do is whatever it takes to remove the water. You'll then call the damage contractors to repair any structural damage. If you have a lot of personal items that were ruined in the flood, you'll need to find a way to obtain the proper value of the items for your insurance company so they can be replaced. Read More