When you are trying to decide whether or not to purchase flood insurance, there are several things you should bear in mind so that you can make the right decision. Many people often mistakenly believe that flood insurance is only for those who live in flood plains and areas that are prone to storms and hurricanes. This is not necessarily the case. Here are some of the major factors to consider when deciding whether or not you need flood insurance.
As a parent, you most likely want to keep your child safe at all times. However, when your child grows into a teenager, it can be more difficult. Since most teens consider the driver's license an important rite of passage, it can be overwhelming when your own teen heads off on the road without you. Of course, the 79 percent average rate increase on your insurance premiums can also be an overwhelming challenge.
Being a small business owner requires a great deal of responsibility. From keeping employees happy to making a profit, there are many things that must get done daily. Additionally, it's important to avoid financial losses by keeping all aspects of the business properly insured. By knowing what insurance coverage is required to help make your business successful, you will be prepared when contacting your agent.
Type #1: General Liability
As a business owner, you will likely have a lot of people who are going in and out of your store or office.
For most people, the SR-22 is something they have never even heard of before. Others have heard about it in passing because a friend needed one, but they don't really understand its role in car insurance. In reality, very few people know what this is and why they would even need one. This is actually a good thing. It means you are driving responsibly and obeying the law. Just in case you ever do find yourself needing an SR-22, here are some things you need to know about it.